Income-Driven Repayment (IDR) Plan Request

Income-driven repayment (IDR) plans are designed to make student loan debt more manageable by reducing the monthly payment amount. If you need to make lower monthly payments or if your outstanding federal student loan debt represents a significant portion of your annual income, one of the following income-driven plans may be an option.

Income-Driven Repayment (IDR) Plan Request: FAQs

  • Income-Driven Repayment (IDR) plans are designed to make student loan debt more manageable by reducing the monthly payment amount.

  • There is no application fee to complete the Income-Driven Repayment Plan Request

  • The Income-Driven Repayment Plan Request is estimated to take 10 minutes or less to complete.

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